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| Checking
Accounts |
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 Regular
Checking
 Initial
deposit of $100.00 to open account.
No
service charge if daily balance is $400.00 or higher.
A
Maintenance Fee of $5.00 will be imposed every statement
cycle
if
the balance in the account falls below $400.00 any day
of the cycle.
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Student
Checking
No
minimum balance.
15
debits per month allowed at no additional charge.
$
0.15 per item will be imposed for every debit over 15.
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Now
Account
Minimum
initial deposit of $750.00 to open account.
Interest
will be compounded every month.
Interest
will be credited to your account every month.
A
Maintenance fee of $7.50 will be imposed once every
statement
cycle
if the balance in the account falls below $750.00 any
day of the cycle.
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Hometown
Bank Club Checking Account
An
individual will receive the following benefits for a low
monthly fee of $6.50
Free
personalized checks
Free
accidental death insurance in the amount of $20,000.00
Unlimited
check writing.
Identity
Theft Resolution Services
Free
personal money orders.
No
stop payment charge.
$100,000.00
common carrier accidental death insurance.
and
more.........
A
family can have all of the above benefits for just $8.50
a month.
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Hometown
Bank Club Now Account
Receive
all the benefits of the Hometown Bank Club checking plus.
Receive
interest on your checking account.
The
same monthly fees apply.
$6.50
per month for individuals and $8.50 for family.
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HI-FI
Money Market Account
Minimum
initial deposit of $2,500.00.
Interest
will be compounded and credited to your account every
month.
Limit
of six (6) debits per month (check, draft, or transfer).
A
Maintenance fee of $7.50 will be imposed once every
statement cycle
if
the balance in the account falls below $2,500.00 any day
of the cycle.
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| Savings
Accounts |
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Regular
Savings
Must
maintain a minimum balance of $100.00 in the account
each day to
obtain
the disclosed annual percentage yield.
Interest
compounded and credited to your account every month.
Limit
of six (6) transfers from your account each month.
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Club Savings Account
Must
maintain a minimum balance of $100.00 in the account
each day to
obtain
the disclosed annual percentage yield.
Interest
compounded and credited to your account every month.
Check
for balance will be mailed in November
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Savers
Plus Account
Interest
rates are tiered based on minimum balances.
Interest
is compounded and credited to your account every month.
You
must maintain a minimum balance of $100.00 in the
account each day to obtain
the
disclosed annual percentage yield.
Limit
of six (6) transfers from your account each month.
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| BANKLINE-24
Hour Telephone Banking |
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BANKLINE
From
a touch tone phone you can check your account balance,
transfer funds
between
accounts, confirm deposits, make loan payment, and more.
Local
563-856-5432 or Toll Free 1-888-856-5432.
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| Shazam Chek
Debit Card |
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Shazam
Chek Debit Card
Money
is deducted right from your checking account, no check
to write.
Use
anywhere MasterCard is accepted, even those that don't
accept checks.
Get
cash, make deposits, transfer funds, or check your
balance at any ATM location.
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| ATM Cards |
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ATM
Card
Make
deposits, withdrawals, transfer funds, or check your
balance at any Shazam
or
Cirrus automated teller machine 24 hours a day.
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| 24/7
Internet Banking |
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24/7
Internet Banking
All
of your Farmers Savings Bank accounts can be accessed
through
our
website at www.farmerssavingsbank.com.
You
can also take advantage of our Online
Bill Payer Service at this site.
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| G.E.M. Club |
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| G.E.M.
Club
A
personal checking account for people age 50 or over with
specials features just for them.
You
receive Now Account checking with interest, and the
advantage of
no
minimum balance requirements
Free
club checks, personal money orders, travelers cheques,
notary service,
photocopying
(up to 10 copies a month).
Plus
you will have travel opportunities on one day &
overnight trips along with
local
activities and gatherings. You must have a
deposit relationship and/or
loan with
Farmers Savings Bank and maintain a combined balance of
$7,000.00 ormore
in checking, savings, certificates of deposit or
loans. (If your combinedbalance
does not qualify, you can still join and receive all the
benefits
by paying
a monthly fee of $15.00)
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