STAR Checking

Want more from your bank about premium interest paid monthly? Simply do the following each monthly qualification Cycle and we'll pay you interest! It's our way of saying "Thank You" for allowing us to be your hometown bank!

1) Have at least 15 debit card transactions post and settle. ATM transactions are not included.

2) Have at least one direct deposit or automatic withdrawal. Example: payroll deposit or automatic payment to a third party such as a utility bill.

3) Receive e-Statements. Internet Banking is required to receive e-statements.

Click here for STAR Checking Flyer*

2021 Monthly Qualification Calendar


*All consumer checking accounts have a minimum opening deposit of $100. Daily balances up to $4,000.00 earn an interest rate of 5.00% with an Annual Percentage Yield (APY) of 5.12%.  Balances $4,000.01 or greater earn an interest rate and APY of 0.32%. Must make 15 debit card purchases per statement cycle; signature or PIN based transactions qualify. Debits are determined on the date it is posted to your account and not the date of the transaction/purchase. Debit purchases at or near the end of the statement cycle may post in the next month’s statement cycle. ATM transactions do not count as debit transactions to qualify for the preferred rate. If requirements are not met the account earns a base interest rate and APY of 0.05% on all balances. No minimum balance required. This is a variable rate account. For consumer deposits only.


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Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Farmers Savings Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact Farmers Savings Bank directly at your nearest bank branch.