Checking Accounts

Regular Checking

  • Initial deposit of $100.00 to open account.
  • A Maintenance Fee of $5.00 will be imposed every statement cycle
    if the balance in the account falls below $400.00 any day of the cycle.
  • If you maintain a minimum balance of $400.00 per statement cycle there is no maintenance fee.
  • Or, if you have five (5) checks/withdrawals or less per month and your minimum balance is between $1.00 and $399.99, then there will be no maintenance fee.

Student Checking

  • Initial deposit of $100.00 to open account.
  • No minimum balance.
  • 15 debits per month allowed at no additional charge.
  • $ 0.15 per item will be imposed for every debit over 15.

NOW Account

  • For individuals.
  • Initial deposit of $750.00 to open account.
  • Interest paid monthly.
  • Interest will be credited to your account every month.
  • A Maintenance fee of $7.50 will be imposed once every statement 
    cycle if the balance in the account falls below $750.00 any day of the cycle.

Hometown Bank Club Checking Account

An individual will receive the following benefits for a low monthly fee of $7.50

  • Initial deposit of $100.00 to open account.
  • Free personalized club checks
  • Free accidental death insurance in the amount of $20,000.00
  • Unlimited check writing.
  • Identity Theft Resolution Services
  • Free personal money orders.
  • No issue fee or annual fee Debit/Atm card.
  • $100,000.00 common carrier accidental death insurance.
    and more.........

A family can have all of the above benefits for just $9.50 a month.


Hi-Fi Money Market Account

  • Initial deposit of $2,500.00.
  • Interest paid monthly.
  • Limit of six (6) debits per month (check, draft, or transfer).
  • A Maintenance fee of $7.50 will be imposed once every statement cycle
    if the balance in the account falls below $2,500.00 any day of the cycle.

E-Star Checking

  • Initial deposit of $100.00 to open account.
  • No monthly maintenance or debit fees.
  • No minimum monthly balance.
  • Unlimited check writing.
  • E-statement only (enrollment in internet banking required for e-statement).

 

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A Word about Windows XP

As of April 8, 2014 Microsoft will end support for Windows XP.

Click here to learn more...