Rates

Rates effective April 1, 2014

Certificates of Deposit

Type Minimum Balance Interest Rate Annual Percentage Yield
60 Months $10,000.00 1.75% 1.76%
48 Months $10,000.00
$1,500.00
1.55%
.70%
1.56%
.70%
36 Months $10,000.00
$5,000.00
1.25%
.50%
1.25%
.50%
32 Month Special***   $15,000.00  1.30%  1.30%
30 Months $10,000.00
$1,500.00
1.00%
.25%
1.00%
.25%
24 Months $10,000.00
$5,000.00
.90%
.25%
.90%
.25%
20 Month Special***   $15,000.00  1.00% 1.00% 
18 Months $10,000.00
$1,500.00
.70%
.10%
.70%
.10%
12 Months $10,000.00
$1,500.00
.55%
.10%
.55%
.10%
 8 Month Special***  $15,000.00 .75%  .75% 
182 Days $10,000.00
$1,500.00
.45%
.10%
.45%
.10%
91 Days $1,500.00 .30% .30%
*Student TCD - 182 Days $500.00 .40% .40%

A penalty may be imposed for early withdrawal.
*Must be 18 years or younger - or a full time high school or college student.
***Limited Time Offer.  Subject to Availability.  Personal Deposits Only.
Rates on all accounts are subject to change.

Checking and Savings Account Rates

Type Minimum Balance Interest Rate Annual Percentage Yield

Savers Plus

$150,000.00

$75,000.00

$30,000.00

$15,000.00

$100.00

.70%

.50%

.40%

.35%

.20%

.70%

.50%

.40%

.35%

.20%

Christmas Club $100.00 .50% .50%
Savings Account $100.00 .32% .32%
*Hi-Fi Account $2,500.00 .35% .35%
*NOW Account $750.00 .20% .20%
**IRA Variable

$100.00

2.00%

2.01%

A penalty may be imposed for early withdrawal.
*Fees could reduce earnings on the account.  **Variable Rate. 
Rates on all accounts are subject to change.

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