Due to COVID-19, our Elkport/Garber office will be closed along with all lobbies until further notice. Drive up banking is available weekdays from 8am to 4pm and 8:30am to 11am on Saturday in Colesburg, Strawberry Point and Arlington. Please see message below or call 563-856-2525 for more information.

Debit Card

With your Farmers Savings Bank debit card, you can pay for point of sale purchases worldwide without writing a check or carrying cash. A debit card is convenient, easy to use, and accepted almost everywhere! Learn about our card benefits below:

Guide To Benefits - Effective July 1, 2019
ID Theft Protection

When using your debit card to get cash at an ATM look for the following Privileged Status symbol (below) to avoid a transaction fee. All Farmers Savings Bank ATM’s are free to use with your Farmers Savings Bank Debit or ATM card.



Travel and Your Debit Card                                            Travel Guide

If you plan to travel out of state it is important to call us prior to leaving and report where you will be traveling to. We will note your travel plans and make every effort to ensure your debit card service is not delayed. If you do not notify us, service may be delayed while we attempt to contact you to verify card usage. Delay of service is for your protection against fraud and can easily be avoided by contacting Farmers Savings Bank prior to traveling. However, if you do run into trouble making transactions please contact us immediately. We will do our best to help you resolve any issues. We strongly recommend that you always carry more than one form of payment while traveling. Farmers Savings Bank is pleased to offer checks, ATM Cards, Debit Cards, Credit Cards, Visa® Gift Cards and Visa® Travel Cards. For more information please contact a bank representative.

Liability for Fraudulent Transactions

As of October 17, 2014, there is zero liability for transactions made in store, over the telephone, or online, as well as PIN based transactions, including ATM transactions. It is important to understand that in order to qualify for zero liability, you must demonstrate to us that you have exercised reasonable care in safeguarding your card from loss or theft; and upon becoming aware of an unauthorized transaction, promptly report it to us within two business days of your discovery. Also, your notification to us must be no later than 60 days after the unauthorized transaction was reported on your periodic statement. If you do not notify us promptly or take reasonable care in safeguarding your card, you may be responsible for the full amount of any unauthorized transactions. There are many variables involved with determining responsibility for fraudulent transactions. This information is provided as an outline of our general practices. Please review your disclosures and contact a customer service representative for complete details.

Shazam Bolt$ App

Farmers Savings Bank's FREE SHAZAM BOLT$ Debit Card Security Service!

We care about your financial privacy and security. Feel reassured and secure with this value-added service. Farmers Savings Bank’s FREE SHAZAM BOLT$ service offers these great benefits to you...

  • Get extra protection on your debit cards.
  • Receive fraud email alerts on your smartphone, tablet or computer. Click here for an easy to follow User's Guide.
  • Instant transaction control. If your card is stolen or goes missing you can block (or unblock) your card with a quick tab of a button.
  • And, check your account balance - anytime, anywhere!

There are two simple ways to sing up!

  • Sign-Up Now by clicking here or
  • Visit your iPhone App Store or Google Play Store and download SHAZAM BOLT$ to sign-up today. (Search SHAZAM BOLT$)

If you would like additional assistance you can ask a Farmers Savings Bank representative how to download SHAZAM BOLT$ today.

Download the user guide here.


  • Contact a Farmers Savings Bank Representative M-F from 8:30 a.m. - 5:00 p.m. at 563-856-2525.
  • During after hours, you can contact SHAZAM at 1-866-508-2693
  • We also recommend saving these numbers in your phone or requesting a SHAZAM Emergency Number Card from a Customer Service Representative. 

MasterCard® SecureCode™

SecureCode™ is a service from MasterCard® and Farmers Savings Bank that provides added protection when you buy online using a debit card. Once you're registered, it's easy to do your online shopping with the added safety of MasterCard® SecureCode™. Here's how: first, shop online at a participating merchant. Enter your MasterCard debit card number to start the purchase process. Then, a window will appear from your card issuer asking you for your personal SecureCode, just like the bank does at the ATM. In seconds, your card issuer confirms it's you, and allows your purchase to be completed.

You can register for MasterCard® SecureCode™ here.

Report a Lost or Stolen Shazam Card

In the event you need to report a lost or stolen Shazam card:

  1. Please call Farmers Savings Bank at 563-856-2525. If it is after our normal business hours please call Shazam directly at 800-388-8000 
  2. Your card will be marked as "HOT", meaning we will block your account so no further activity will take place.
  3. We will reissue you a new card.*

* Regular reissuing fees will apply


You are now leaving Farmers Savings Bank website. Farmers Savings Bank (including its directors, shareholders, employees, and affiliates) is not liable or responsible for the content, information, security, or failure of any products or services promoted or advertised on this third party site.



Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Farmers Savings Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact Farmers Savings Bank directly at your nearest bank branch.