

This savings account is designed to be fun and educational for children 12 years old or younger.
- Develop lifelong saving habits
- No monthly maintenance fees or minimum balance
- Must maintain a minimum balance of $100.00 in the account each day to earn interest
- Initial deposit of $5.00 to open
With your parents or an adults permission1, join the Precious Gems Kids Club to save money in a way that is both fun and rewarding! Benefits of Precious Gems Kids Club membership include:
- Invitations to special Kids Club events
- Exclusive Precious Gems Kids Club Card - members earn stamps towards exciting prizes
- Each child receives a $5.00 deposit from us once the account balance reaches $25.002 as a thank you for opening the account!
- Birthday card from your friends at Farmers Savings Bank
1Children are required to have a parent or adult on the account with them.
2Account may be opened with an opening deposit of $5.00
2Account may be opened with an opening deposit of $5.00
NEW!! - Precious Gems Newsletters
2022 Teach Children to Save - Starmont Presentation
Starmont 2022
Members of the Farmers Savings Bank staff, talked with area second graders about Teach Children to Save Day and the importance of saving money. Here is a short video that was shared with students before their in person presentation.
Members of the Farmers Savings Bank staff, talked with area second graders about Teach Children to Save Day and the importance of saving money. Here is a short video that was shared with students before their in person presentation.