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Club Accounts

Learn more about our additional clubs by clicking on the below options! 
Expect more out of your checking account? Check out this appealing combination of product features and personal benefits offered exclusively to Hometown Bank Club customers! Farmers Savings Bank’s Hometown Bank Club may be added to any checking account and is available to individuals for $7.50+ tax/month or to families for $9.50+tax/month. This popular club features:

  • Free personalized checks (Singles only)
  • Free ATM Card or Debit Card (no issue or monthly fees)
  • No minimum balance requirement
  • 24/7 Roadside Assistance
  • Free accidental death and dismemberment insurance in the amount of $20,000.002
  • Free $100,000.00 common carrier accidental death insurance2
  • Free Bankline
  • Free Internet Banking
  • Free e-Statements
  • Free Mobile Banking1
  • Convenient Online Bill Pay
  • Discount coupons to area attractions such as Lost Island Waterpark
  • Access to discounted Adventureland tickets
  • Discounted Personal Money Orders
  • Identity Theft Resolution Services
  • Initial deposit of $100.00 to open account

1Mobile data and carrier charges may apply.
2Each account receives $20,000 of 24-hour Accidental Death & Dismemberment insurance, plus $100,000 of coverage when traveling as a fare paying passenger on a Common Carrier. Family plan includes $30,000 of 24-hour AD&D Insurance, $2,500 of coverage for each Dependent Child, and $100,000 of Common Carrier coverage. If you have a joint account, coverage is divided evenly between the first two joint account holders. Insurance reduces by 50% at age 75 and by an additional 50% at age 80. Refer to the Certificate of Insurance for complete information including limitations and exclusions. Contact your banker for a copy of this certificate. For more detailed information about the AD&D insurance coverage, contact 1-800-532-1423. Insurance products are not deposits, not FDIC insured, not insured by any federal government agency, and not guaranteed by the financial institution.
Are you 50 years old or older and looking for an interest bearing account with special features and exciting travel opportunities? Then our GEM Club Checking is the account for you! We offer our GEM Club members1 all the benefits of our NOW Account without any balance requirements. GEM Club members also have exclusive access to interesting local events, unique day-trips and exciting overnight excursions!



1You must have a deposit and/or loan relationship with Farmers Savings Bank and maintain a combined balance of $7,000.00 or more in checking, savings, certificates of deposit or loans. (If your combined balance does not qualify, you can still join and receive all the benefits by paying a monthly fee of $15.00)
2Monthly fee may apply to ATM Card and Debit Card holders.
3Mobile data and carrier charges may apply.

Calendar of Events:

AUGUST 24 - SEPTEMBER 5, 2022

Ultimate Alaska Land & Cruise Trip
Includes 7-night southbound cruise on the NCL Jewel.

NOVEMBER 7-12, 2022

Branson/Kansas City Trip

FEBRUARY 7-19, 2023

Hawaii Land & Cruise Trip
Includes 7-night cruise on the NCL Pride of America.
This savings account is designed to be fun and educational for children 12 years old or younger.

  • Develop lifelong saving habits
  • No monthly maintenance fees or minimum balance
  • Must maintain a minimum balance of $100.00 in the account each day to earn interest
  • Initial deposit of $5.00 to open

With your parents or an adults permission1, join the Precious Gems Kids Club to save money in a way that is both fun and rewarding! Benefits of Precious Gems Kids Club membership include:

  • Invitations to special Kids Club events
  • Exclusive Precious Gems Kids Club Card - members earn stamps towards exciting prizes
  • Each child receives a $5.00 deposit from us once the account balance reaches $25.002 as a thank you for opening the account!
  • Birthday card from your friends at Farmers Savings Bank

1Children are required to have a parent or adult on the account with them.
2Account may be opened with an opening deposit of $5.00








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