coworkers working

Rates

Certificate of Deposit and IRA Rates 


Term Minimum Balance Interest Rate% APY%*
60 months
$20,000
$10,000
$1,500
0.90%
0.75%
0.40%
0.90%
0.75%
0.40%
48 months
$10,000
$1,500
0.75%
0.37%
0.75%
0.37%
36 months
$10,000
$5,000
0.65%
0.35%
0.65%
0.35%
30 months
$10,000
$1,500
0.55%
0.30%
0.55%
0.30%
24 months
$10,000
$5,000
0.50%
0.25%
0.50%
0.25%
18 months
$10,000
$1,500
0.45%
0.20%
0.45%
0.20%
12 months
$10,000
$1,500
0.40%
0.20%
0.40%
0.20%
182 Day
$10,000
$1,500
0.25%
0.15%
0.25%
0.15%
Student CD: 182 Day1 $500 0.50% 0.50%
91 Day  $1,500 0.10% 0.10%
IRA2 & CESA2 $25 0.60% 0.60%
IRA2
IRA2
IRA2
$80,000
$160,000
$250,000
0.75%
0.90%
1.00%
0.75%
0.90%
1.00%

*APY=Annual Percentage Yield
A penalty may be imposed for early withdrawal
Fees could reduce earnings

1Must be a full-time high school or college student, OR 18 years of age or younger
2Variable Rate
 

Certificate of Deposit Specials


Term Minimum Balance Interest Rate% APY%*
29 Month Special $15,000 1.30% 1.30%
17 Month Special $15,000 0.75% 0.75%
5 Month Special $15,000 0.40% 0.40%

*APY=Annual Percentage Yield

A penalty may be imposed for early withdrawal
Fees could reduce earnings
CD Specials on Personal Deposits Only

Checking Account Rates


Term Minimum Balance Interest Rate% APY%*
GEM Club Checking1 $750 0.15% 0.15%
Hi-Fi Checking1 $2,500 0.25% 0.25%
NOW Checking1 $750 0.15% 0.15%
STAR Checking1 $0.01 - $4,000 5.00% 5.12%
STAR Checking1 $4,000.01 or greater 0.32% 0.32%
STAR Checking1 Non-qualifying rate 0.05% 0.05%

*APY=Annual Percentage Yield
Fees could reduce earnings
1Variable Rate
 

Savings Account Rates


Term Minimum Balance Interest Rate% APY%*
STAR Savings1
$0.01-$20,000
$20,000.01 or greater
1.00%
0.20%
1.00%
0.20%
STAR Savings1 Non-qualifying rate 0.05% 0.05%
Regular Savings1 $100 0.10%
0.10%
Savers Plus1 $300,000 0.35% 0.35%
Savers Plus1 $150,000 0.25% 0.25%
Savers Plus1 $75,000 0.20% 0.20%
Savers Plus1 $30,000 0.17% 0.17%
Savers Plus1 $15,000 0.15% 0.15%
Savers Plus1 $100 0.10% 0.10%
Junior Gems Savings1 $100 0.22% 0.22%
Precious Gems Kids Club1 $100 0.22% 0.22%
Christmas Club Savings1 $100 0.30% 0.30%

*APY=Annual Percentage Yield
Fees could reduce earnings
1Variable Rate

Health Savings Account Rates


Minimum Balance  Interest Rate% APY%*
$25 1.00% 1.00%

*APY=Annual Percentage Yield
A penalty may be imposed for early withdrawal
Fees could reduce earnings